Senior Credit Risk Management Specialist

1 day ago


Helsinki, Uusimaa, Finland Adecco Finland Full time

About Verifone

Verifone has established a strong presence in the electronic payment technology industry, with a remarkable record of leadership spanning over 30 years. The company boasts one of the leading electronic payment solutions brands and is a prominent provider of electronic payment systems worldwide.

With a diverse, dynamic, and fast-paced work environment, employees at Verifone are focused on achieving results while having opportunities to excel. We pride ourselves in working closely with leading retailers, merchants, banks, and third-party partners to develop and deliver innovative payments solutions globally. Our dedication to excellence in products and services is matched only by our obsession with customer satisfaction.

Across the globe, Verifone employees drive the payments industry through experience, innovation, and an ambitious spirit. Whether it's developing the next platform for secure payment systems or exploring new ways to bring electronic payments to emerging markets, our team is dedicated to the success of our customers, partners, and investors. This passion for innovation fuels each employee's personal and professional growth.

Your Role: ERM & Credit Risk Director

In this exciting opportunity, you will manage risks from a second-line perspective across all aspects of Verifone Payments' global operations. As the subject matter expert on credit risk management and credit fraud, you will be responsible for designing and implementing the group credit risk framework.

Your key responsibilities include:

  1. Designing and implementing a second-line credit exposure function for partners and Enterprise customers.
  2. Supporting the first line in performing risk assessments, by providing guidance and organizing dedicated ERM workshops.
  3. Identifying risks and analyzing their impact.
  4. Advising on and testing the effectiveness of control measures within the first line.
  5. Controlling the credit exposure of Verifone Payments.

You will lead a team of five credit fraud and ERM associates, guiding them to achieve greater results. Your role requires you to present complex matters to various levels of the organization, communicate effectively with stakeholders, and maintain a high level of credit risk awareness throughout the company.

As the ideal candidate, you possess strong analytical and verbal skills, a solution-oriented approach, and a background in ERM and/or credit fraud risk. Your professional history could be from financial services or fintech/paytech, and you may have experience with risk management tools like OneTrust or Service Now. You will report directly to Chief Compliance & Risk Officer Sylvia van Poppel.

What We Offer

This role offers a new challenge where you can create something new and leave your mark on Verifone's credit management functions. In this position, you will utilize your expertise and take it to a higher level, continuous learning being a core value of ours. We value curiosity as a virtue and encourage open communication among team members.

The position is full-time and permanent, with the requirement to visit our office in Helsinki on a weekly basis and undertake some international travel. Fluency in English is essential, both written and spoken. Proficiency in other languages is a plus but not mandatory.



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