ERM & Credit Director

About the Company

Verifone has a rich history of innovation and leadership in the electronic payment technology industry. With a strong presence in the market, we offer a wide range of electronic payment solutions that cater to the needs of our customers. Our company culture values diversity, teamwork, and continuous learning, making us an attractive employer for professionals looking to grow and develop their careers.

Your Role: ERM & Credit Risk Director

In this exciting opportunity, you will play a crucial part in managing risks from a second-line perspective and designing the group credit risk framework. As the subject matter expert on credit risk management and credit fraud, you will be responsible for identifying risks and analyzing their impact.

Your key responsibilities include:

1. Designing and implementing a second-line credit exposure function for partners and Enterprise customers.
2. Supporting the first line in performing risk assessments, by providing guidance and organizing dedicated ERM workshops.
3. Identifying risks and analyzing their impact.
4. Advising on and testing the effectiveness of control measures within the first line.
5. Controlling the credit exposure of Verifone Payments.

You will lead a team of five credit fraud and ERM associates, guiding them to achieve greater results. Your role requires you to present complex matters to various levels of the organization, communicate effectively with stakeholders, and maintain a high level of credit risk awareness throughout the company.

As the ideal candidate, you possess strong analytical and verbal skills, a solution-oriented approach, and a background in ERM and/or credit fraud risk. Your professional history could be from financial services or fintech/paytech, and you may have experience with risk management tools like OneTrust or Service Now. You will report directly to Chief Compliance & Risk Officer Sylvia van Poppel.

What We Offer

This role offers a new challenge where you can create something new and leave your mark on Verifone's credit management functions. In this position, you will utilize your expertise and take it to a higher level, continuous learning being a core value of ours. We value curiosity as a virtue and encourage open communication among team members.

The position is full-time and permanent, with the requirement to visit our office in Helsinki on a weekly basis and undertake some international travel. Fluency in English is essential, both written and spoken. Proficiency in other languages is a plus but not mandatory.