Senior Credit Analyst

14 hours ago


Helsinki, Uusimaa, Finland Alisa Pankki Oyj | Alisa Bank Plc Full time

We are looking for a highly skilled and motivated Quantitative Finance Professional to join our credit risk modelling team at Alisa Bank Plc. As a key member of our risk management function, you will play a critical role in developing and maintaining the bank's rating and credit loss models.

About the Role:

This is an exciting opportunity to join a dynamic team and contribute to the development of the bank's risk management practices. You will have the chance to work with large datasets, develop advanced statistical models, and collaborate with internal and external partners to drive business growth and improve risk management.

Key Responsibilities:
  • Developing and maintaining complex rating and credit loss models using advanced statistical techniques
  • Risk-based pricing modelling to support business growth while ensuring optimal risk management
  • Credit portfolio analysis to identify potential risks and opportunities for improvement
  • Collaborating with internal and external partners to strengthen the bank's risk models and data infrastructure
  • Providing ad-hoc analyses and database queries for both internal and external stakeholders
  • Participating in and contributing to stress testing initiatives to ensure robust risk management practices

Requirements and Qualifications:

  • Advanced degree in a quantitative field such as mathematics, statistics, or physics
  • Proven experience in credit risk modelling and analytics, with a strong background in data science and machine learning
  • Proficiency in statistical analysis methods and tools, including SQL and programming languages like Python or R
  • Familiarity with regulations such as capital adequacy requirements, IFRS 9, and definitions of default
  • Experience working with regulators, auditors, and internal stakeholders to ensure compliance and effective risk management
  • Excellent communication and collaboration skills, with the ability to work independently and as part of a team

About Us:

Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Our employees are part of building a bank that makes their customers' everyday lives smoother. We value each individual, and together we build a strong culture where fun and hard work go hand in hand.



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